Doctors can become financially savvy
How Doctors Should Invest
Medical Indemnity Insurance
Doctors Helping Adult Kids Buy Homes
The situation may not be quite as bad in the other capital cities – but it is still very difficult for younger people to buy...
How does a family trust work for a medical business?
A discretionary trust addresses the relationship in which one person legally owns an asset for the benefit of another person...
2017 Budget – Winners and Losers
The problem is, compared to previous years, the 2017 Budget was a bit of an anti-climax. In previous years, there have been a number of...
The Importance of Your Investments
We work most of our lives to build capital (assets) so that we may one day ‘retire’ or slowly phase into the twilight years. Perhaps...
2016 Share Market Volatility
Given the volatility of investment markets all around the world since the beginning of 2016, a larger weighting towards defensive assets is a good thing...
How the possible scrapping of Negative Gearing can impact Medical Professionals?
A brief analysis Recent release of study and research completed by the Reserve Bank of Australia may indicate that negative gearing is mostly for the ...
Doctor’s income
In the 2013 financial year the government introduced Division 293; it’s effectively a tax on high income earners as it requires you to pay an...
Poor Medical Financial Planning Advice
The cases below highlight cases with Medical Doctors who had suffered from poor advice. It is rather dis-heartening and unfortunate to encounter the extent...
Portfolio & Performance Artistry
This discussion aims to illuminate portfolio composition costs, the transparency of investment portfolios and how it can affect the performance of investments. The chart below illustrates...
Should Doctors Negatively Gear?
Is it something you should consider? Negative gearing (Gearing) is when your investment expenses exceed the income generated off those investments; this includes property, shares...
Self Employed vs Employee
The predominant difference between a contractor and employee is the eligibility for tax deductibility. As an employee, you will only be able to deduct expenditure(s)...
Tax Resident / Non-Residents
One of the basics of taxation involves whether you are a resident or non-resident of Australia for tax purposes. Different rules and taxation rates apply...
Income or Capital Gains
In Australia, income is typically classified as either ordinary or capital income. There are considered to be three components of Ordinary income: Income from personal...
Change nothing – Change everything
Advanced Debt Management© – A Perpetual Borrowing Model© What is so unique about our advice method is that, we place the ‘tax’ in the centre of...
Investment Specialty
Agility and Harmony The ability to adapt, be flexible and integrated is key. Investment recommendations are backed up via thoughtful research, strategy and analysis of all...
Financial Analysis
The following financial modelling charts illustrate examples of actual results obtained [in the first year] from the provision of our advice for a Doctor aged...